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Budget Travel Insurance Plans are designed for the cost conscious
traveler primarily looking for Trip Cancellation and Interruption Protection.
These plans, as compared to 'All Inclusive
Travel Insurance Plans', tend to have lower coverage limits in the areas
of Medical Expenses, Baggage & Personal Belongings, Baggage Delay, Travel
Delay, and Emergency Evacuation/Repatriation.
Naturally, all policies can differ in requirements and various restrictions.
To view the specific policy language regarding a benefit or coverage simply
click on any of the text in the chart below. If you have a 'popup-killer'
you may not be able to view this information... If so, please read the description
of coverage carefully by clicking on the plan name.
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One Travel Protection
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TraveLite
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Vacation Guarantee (Silver)
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Sirius America Insurance Company |
Old Republic Insurance Company |
Stonebridge Casualty Insurance Company
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Secondary |
Primary |
Secondary |
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US and non-US residents |
US residents only |
US or Canadian residents |
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Trip Cost up to $30,000 |
Trip Cost up to $30,000 |
100% of Trip Cost |
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Trip Cost up to $20,000 |
150% of Trip Cost ($45,000 max.) |
150% of Trip Cost |
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NEW! |
Within 10 days following the Terrorist Incident. |
Within 30 days following the Terrorist Incident. |
Within 30 days following the Terrorist Incident |
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Covered if purchased within 14 days of initial trip payment. |
Covered if purchased within 21 days of initial trip payment. Coverage begins 14 days after Plan effective date. |
Only available in the Gold Plan |
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$500 |
$750 |
$1,000 |
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$500 |
$250 |
Included in Trip Delay |
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$10,000 |
$50,000 ($100,000 Upgrade Available) |
$50,000 Per Person ($50,000 Policy Limit) |
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$10,000 |
$750 Included in Medical |
Included in Medical |
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$20,000 max |
$50,000 Included in Medical |
$250,000 Per Person ($250,000 Policy Limit) |
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$1,000 |
$1,000 |
$1,000 Per Person ($4,000 Limit) |
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$100 |
$250 |
$200 |
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n/a |
$50,000 (Optional @ $6 Per Day) |
$25,000 (Call for Availability) |
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n/a |
$10,000 |
n/a |
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$100,000 |
$50,000 |
n/a |
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n/a |
$1M, $500K, $300K (Optional Coverage) |
$100,000Per Person ($250,000 Policy Limit) |
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Included |
Included |
Included |
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n/a |
Children under 16 are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member to the primary insured |
n/a |
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Waived if purchased within 14 calendar days of initial trip payment |
Waived if purchased within 21 calendar days of initial trip payment |
Only available in the Gold Plan |
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Medical conditions which are stable for 60 days prior to purchase of the plan are not considered pre-existing |
Medical conditions which are stable for 90 days prior to purchase of the plan are not considered pre-existing |
Only available in the Gold Plan |
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30 days max. (for a single round-trip) |
180 days max. (for a single round-trip) |
365 days max. (for a single round-trip) |
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n/a |
n/a |
n/a |
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read me |
read me |
read me |
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No Deductible |
No Deductible |
No Deductible |
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One Travel Protection
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TraveLite
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Vacation
Guarantee (Silver)
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