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  Budget Travel Insurance, The Smart Choice for the Informed Traveler! 1 (800) 694-4311

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Budget Travel Insurance Plans

Budget Travel Insurance Plans are designed for the cost conscious traveler primarily looking for Trip Cancellation and Interruption Protection. These plans, as compared to 'All Inclusive Travel Insurance Plans', tend to have lower coverage limits in the areas of Medical Expenses, Baggage & Personal Belongings, Baggage Delay, Travel Delay, and Emergency Evacuation/Repatriation.

Naturally, all policies can differ in requirements and various restrictions. To view the specific policy language regarding a benefit or coverage simply click on any of the text in the chart below. If you have a 'popup-killer' you may not be able to view this information... If so, please read the description of coverage carefully by clicking on the plan name.

Plan Provider iTI Travelex CSA Travel Protection
Plan Name One Travel Protection
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TraveLite
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Vacation Guarantee (Silver)
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Plan Underwriter Sirius America Insurance Company Old Republic Insurance Company Stonebridge Casualty Insurance Company
Coverage Type Secondary Primary Secondary
Available To US and non-US residents US residents only US or Canadian residents
Trip Cancellation Trip Cost up to $30,000 Trip Cost up to $30,000 100% of Trip Cost
Trip Interruption Trip Cost up to $20,000 150% of Trip Cost ($45,000 max.) 150% of Trip Cost
Terrorism NEW! Within 10 days following the Terrorist Incident. Within 30 days following the Terrorist Incident. Within 30 days following the Terrorist Incident
Supplier Financial Default (Tour operator, cruiseline, airline, etc.) Covered if purchased within 14 days of initial trip payment. Covered if purchased within 21 days of initial trip payment.
Coverage begins 14 days after Plan effective date.
Only available in the Gold Plan
Travel Delay $500 $750 $1,000
Itinerary Change / Missed Connection $500 $250 Included in Trip Delay
Emergency Medical Expenses $10,000 $50,000
($100,000 Upgrade Available)
$50,000 Per Person
($50,000 Policy Limit)
Emergency Dental Expenses $10,000 $750 Included in Medical Included in Medical
Emergency Evacuation / Repatriation $20,000 max $50,000 Included in Medical $250,000 Per Person
($250,000 Policy Limit)
Baggage / Personal Belongings Protection $1,000 $1,000 $1,000 Per Person
($4,000 Limit)
Baggage Delay $100 $250 $200
Rental Car Protection n/a $50,000
(Optional @ $6 Per Day)
$25,000
(Call for Availability)
24-hour AD&D n/a $10,000 n/a
Common Carrier AD&D $100,000 $50,000 n/a
Flight Accident Insurance n/a $1M, $500K, $300K
(Optional Coverage)
$100,000Per Person
($250,000 Policy Limit)
24-Hour Emergency Assistance Included Included Included
Family Plan n/a Children under 16 are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member to the primary insured n/a
Pre-Existing Medical Conditions Waived if purchased within 14 calendar days of initial trip payment Waived if purchased within 21 calendar days of initial trip payment Only available in the Gold Plan
Pre-Existing Conditions Time Period Medical conditions which are stable for 60 days prior to purchase of the plan are not considered pre-existing Medical conditions which are stable for 90 days prior to purchase of the plan are not considered pre-existing Only available in the Gold Plan
Length of Coverage 30 days max.
(for a single round-trip)
180 days max.
(for a single round-trip)
365 days max.
(for a single round-trip)
Additional Notes n/a n/a n/a
Description of Coverage read me read me read me
Deductible No Deductible No Deductible No Deductible
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Plan Name One Travel Protection
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TraveLite
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Vacation Guarantee (Silver)
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