Travel Insurance - The Best Plans at the Best Rates

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Protect your Cruise Vacation!

Cruise lines rarely reimburse passengers for cruise cancellation or interruption anymore...they can not insure themselves for Bankruptcy or Default. What if you need to cancel your cruise due to health reasons of you, a traveling companion, or a family member.

All-Inclusive travel insurance policies also cover Missed Connections, Lost, Stolen, Delayed, or Damaged Personal Belongings, Emergency Medical Evacuation, Emergency Medical and Dental Expenses, and Emergency Legal Assistance. Please closely review the details of your policy prior to purchase to be certain you have the coverage you need.

Naturally, all policies can differ in requirements and various restrictions. To view the specific policy language regarding a benefit or coverage simply click on any of the text in the chart below. If you have a 'popup-killer' you may not be able to view this information... If so, please read the description of coverage carefully by clicking on the plan name.

Program Manager	iTI	Travelex	Travelex
Program Name	Picture Perfect Vacation Protection	Travel Plus	TraveLite
Program Quote Includes Total Program Cost for ALL Travelers included in Quote	Please go to the home page and submit a quote.	Please go to the home page and submit a quote.	Please go to the home page and submit a quote.
May be purchased by	USA and non-USA residents	USA residents ONLY Not available to KS residents	USA residents ONLY
Program Benefits "side-by-side" Comparison
Trip Cancellation	$0.00	$0.00	$0.00
Trip Interruption	$0.00	$0.00	$0.00
Travel Delay	$100 daily after 24 hours ($500 MAX)	$200 daily after 5 hours ($1,000 MAX)	$200 daily after 5 hours ($750 MAX)
Itinerary Change / Missed Connection	%500 to catch up to a missed cruise connection	$250	$250
Emergency Medical Expenses (Sickness or Injury)	$10,000 (Secondary)	$500,000 (Primary)	$50,000 (Primary)
Emergency Dental Expenses	Included in Emergency Medical	$750 (Included in Emergency Medical)	$750 (Included in Emergency Medical)
Emergency Evacuation / Repatriation	$20,000 max	$500,000 (Included in Emergency Medical)	$50,000 (Included in Emergency Medical)
Program Name	Picture Perfect Vacation Protection	Travel Plus	TraveLite
Baggage / Personal Belongings Protection	$1,000	$2,500	$1,000
Baggage Delay	$100	$600	$250
Rental Car Protection (Collision Damage Waiver)	N/A	$50,000 CDW (Included in plan)	$50,000 CDW (Optional @ $7 Per Day)
24-hour Accidental Death & Dismemberment	N/A	$25,000	$10,000
Common Carrier Accidental Death & Dismemberment	$100,000	$50,000	$50,000
Flight Accident Insurance	Included in Common Carrier AD&D	N/A	N/A
24-hour Emergency Assistance	Included	Included	Included
Program Name	Picture Perfect Vacation Protection	Travel Plus	TraveLite
IMPORTANT! All programs may have *time-sensitive coverages!* IMPORTANT!
Pre-Existing Medical Waiver (Non-Terminal Conditions)	Covered if purchased within 14 calendar days of initial trip payment.	Covered if purchased within 21 calendar days of initial trip payment.	Covered if purchased within 21 calendar days of initial trip payment.
Pre-Existing Medical (Non-Terminal Conditions)	Conditions stable for 60 days prior to purchase of the plan are covered.	Conditions stable for 90 days prior to purchase of the plan are covered.	Conditions stable for 90 days prior to purchase of the plan are covered.
Terrorism in Itinerary City	You may cancel within 10 days following the Terrorist Incident.	You may cancel within 30 days following the Terrorist Incident.	You may cancel within 30 days following the Terrorist Incident.
Supplier Financial Default (Tour operator, cruiseline, airline, etc.)	Covered if purchased within 14 days of initial trip payment. Coverage begins 30 days after Plan Effective Date.	Covered if purchased within 21 days of initial trip payment. Coverage begins 14 days after Plan Effective Date.	Covered if purchased within 21 days of initial trip payment. Coverage begins 14 days after Plan Effective Date.
Refund Policy	10 Day Free Look	10 Day Free Look	10 Day Free Look
Program Name	Picture Perfect Vacation Protection	Travel Plus	TraveLite
Other Information about Programs.
Program Underwriter	Sirius America Insurance Company or NOVA Casualty Company	Old Republic Insurance Company	Old Republic Insurance Company
Description of Coverage	Click here	Click here	Click here
Bonus Benefits	None	JournEase Program	JournEase Program
Deductible	No Deductible	No Deductible	No Deductible
Program Quote Includes Total Program Cost for ALL Travelers included in Quote	Please go to the home page and submit a quote.	Please go to the home page and submit a quote.	Please go to the home page and submit a quote.
Program Name	Picture Perfect Vacation Protection	Travel Plus	TraveLite